How it fits your workflow.
Zest AI provides technology for credit underwriting, fraud detection, and lending intelligence. Its outputs belong within an institution's decision process rather than becoming unexplained account flags. Preserve the relevant decision context and review ownership so staff can distinguish a model-related signal from a completed lending action.
WORKFLOW FOCUS
Underwriting signals, decision context, and human review.
From your stack to your workflow.
01 / Map the outcome
Choose the process you want to improve and the records, events, or actions it depends on.
02 / Define the connection
Review supported capabilities, access permissions, field mapping, and policy requirements with your Paypath team.
03 / Validate before expanding
Agree on a focused workflow, test it with your team, and confirm the results before extending the scope.
A few things to know.
Is a model output the same as a final lending decision?
No. A model-related result is one part of a governed lending process. The institution defines how it is reviewed and used in a final decision.
Can we keep our existing systems?
The starting point is your current stack. We work with your team to understand where each record lives and how the proposed connection should fit your operating model.