Credit & risk

TransUnion FactorTrust

TransUnion FactorTrust provides alternative credit information for consumer lending.

Discuss this integration

Discuss this integration

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INTEGRATION DETAILS

TransUnion FactorTrust

Credit & risk

How it fits your workflow.

TransUnion FactorTrust provides alternative credit information for consumer lending. Its role is distinct from a standard bureau report or contact lookup. A useful workflow identifies the specific data product and retains its reporting context so underwriting teams can explain what evidence was available for the review.

WORKFLOW FOCUS

Alternative lending data and product-specific credit review.

From your stack to your workflow.

01 / Map the outcome

Choose the process you want to improve and the records, events, or actions it depends on.

02 / Define the connection

Review supported capabilities, access permissions, field mapping, and policy requirements with your Paypath team.

03 / Validate before expanding

Agree on a focused workflow, test it with your team, and confirm the results before extending the scope.

A few things to know.

Why identify the FactorTrust product rather than only the vendor?

Different products can support different assessments. The product reference clarifies which information was obtained and prevents unlike data from being treated as one signal.

Can we keep our existing systems?

The starting point is your current stack. We work with your team to understand where each record lives and how the proposed connection should fit your operating model.

Make your systems work together.

Start with your workflow. We’ll help you scope the connection.

Talk to our team

Talk to our team