How it fits your workflow.
Plaid connects applications with financial account data through permissioned user experiences. For lenders, account ownership, transaction history, and balance information answer different questions. Start with the information required for the customer journey, then consider how access changes, disconnections, and data freshness affect the workflow.
WORKFLOW FOCUS
Permissioned bank data and account connectivity lifecycle.
From your stack to your workflow.
01 / Map the outcome
Choose the process you want to improve and the records, events, or actions it depends on.
02 / Define the connection
Review supported capabilities, access permissions, field mapping, and policy requirements with your Paypath team.
03 / Validate before expanding
Agree on a focused workflow, test it with your team, and confirm the results before extending the scope.
A few things to know.
Is linking a bank account the same as authorizing a payment?
No. Financial data access and payment authorization are separate concepts. Identify which Plaid product and customer permissions the proposed workflow actually requires.
Can we keep our existing systems?
The starting point is your current stack. We work with your team to understand where each record lives and how the proposed connection should fit your operating model.