How it fits your workflow.
Finicity, part of Mastercard's open finance offering, supports permissioned financial data access. For a lender, the value lies in understanding the specific financial evidence a borrower has shared. Account coverage, report timing, and authorization scope should be clear before information enters an underwriting or servicing review.
WORKFLOW FOCUS
Permissioned financial evidence and verification context.
From your stack to your workflow.
01 / Map the outcome
Choose the process you want to improve and the records, events, or actions it depends on.
02 / Define the connection
Review supported capabilities, access permissions, field mapping, and policy requirements with your Paypath team.
03 / Validate before expanding
Agree on a focused workflow, test it with your team, and confirm the results before extending the scope.
A few things to know.
What matters beyond receiving bank data?
Identify which accounts and period the data covers, when it was retrieved, and what the customer authorized. Those details give the financial information meaning.
Can we keep our existing systems?
The starting point is your current stack. We work with your team to understand where each record lives and how the proposed connection should fit your operating model.