Credit & risk

FICO Scores

FICO Scores are credit scoring products used in credit risk assessment.

Discuss this integration

Discuss this integration

FICO Scores
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INTEGRATION DETAILS

FICO Scores

Credit & risk

How it fits your workflow.

FICO Scores are credit scoring products used in credit risk assessment. A score is meaningful only with its model, source, and timing. A lending workflow should preserve that context rather than placing every score into an unlabeled numeric field or treating it as a complete lending decision.

WORKFLOW FOCUS

Credit score model, source, and assessment date.

From your stack to your workflow.

01 / Map the outcome

Choose the process you want to improve and the records, events, or actions it depends on.

02 / Define the connection

Review supported capabilities, access permissions, field mapping, and policy requirements with your Paypath team.

03 / Validate before expanding

Agree on a focused workflow, test it with your team, and confirm the results before extending the scope.

A few things to know.

Why store the score model with the number?

Different score models and versions can have different meanings. Retaining the model and date helps reviewers understand which assessment informed the credit review.

Can we keep our existing systems?

The starting point is your current stack. We work with your team to understand where each record lives and how the proposed connection should fit your operating model.

Make your systems work together.

Start with your workflow. We’ll help you scope the connection.

Talk to our team

Talk to our team