How it fits your workflow.
Experian Clarity Services provides alternative credit information for consumer lending. It can add context for reviews involving borrowers whose financial activity is not fully represented in traditional files. Identify the particular report and observation period so staff understand the evidence instead of treating it as a substitute for every bureau product.
WORKFLOW FOCUS
Alternative credit evidence and thin-file borrower context.
From your stack to your workflow.
01 / Map the outcome
Choose the process you want to improve and the records, events, or actions it depends on.
02 / Define the connection
Review supported capabilities, access permissions, field mapping, and policy requirements with your Paypath team.
03 / Validate before expanding
Agree on a focused workflow, test it with your team, and confirm the results before extending the scope.
A few things to know.
Is alternative credit data interchangeable with a traditional report?
No. Reports can cover different activity and populations. Review the product definition and data period before combining information in a lending assessment.
Can we keep our existing systems?
The starting point is your current stack. We work with your team to understand where each record lives and how the proposed connection should fit your operating model.